About InsureAI Wire
The independent record of how insurance regulators are handling AI, written for the people who have to comply with them.
2026
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Why this site exists
The NAIC, the state insurance departments, and the federal government each move on their own schedule. A carrier writing in more than one state is tracking several of those at once, and no one publishes the combined view.
We are not a law firm and we do not sell software. We publish.
What we publish
In-depth guides
One rule or one use case per guide: what it says, who it binds, and what to prepare before an exam.
Read the guides →
News dispatches
Short items on what just changed. A new bulletin, a state adoption, an enforcement action, with the filing itself one click away.
See the Wire →
State tracker
Where every jurisdiction stands, what instrument it used, and when. A vendor landscape for due diligence is next.
Open the tracker →Who writes this
Simon Li · Founding Editor
I write InsureAI Wire and maintain its 51-jurisdiction tracker. Most of the work is reading: NAIC working group papers, state bulletins, bills, court filings, and public comment letters. Every claim on the site carries the document it came from, so you never have to take my word for it.
Why I started this
I started reading these documents because I wanted an answer to one question: what are the AI rules for insurers? It turned out to be the wrong question. There is no federal AI insurance law, and in most states there is no AI law at all. What exists is a set of older rules, on unfair trade practices, claims settlement, and discrimination, that regulators are now pointing at new systems. The answer was real. It was just spread across 51 jurisdictions, NAIC working group papers, and bulletins that often never use the word AI.
Nobody had put it in one place. Assembling it was the only way to understand it, so I assembled it, and then I kept going.
How we work
Sourcing and review
Every figure carries a source line. No article runs until a human editor has checked each fact against the document it came from. When a rule changes, the guide changes with it, and the update date says so.
That editor is the person who wrote the piece. InsureAI Wire is a one-person operation: there is no second desk and no separate review team. How AI tools are used in drafting, and what a human verifies before anything runs, is set out in the editorial policy.
Independence and funding
We are reader-first. No affiliate links, no pay-for-coverage. If the site carries sponsorships, they will be labeled, and sponsors will not see or shape coverage before it runs. A vendor cannot buy its way into our data products. Nothing here is legal advice.
Contact
Tips
A filing, a bulletin, or a development we should cover.
Corrections
Tell us what is wrong and we will check it against the source.
Media
Comment, interviews, and panels.
Sponsorship
Reach compliance teams through the weekly briefing.
Write to hello@insureaiwire.com, or use the contact page to pick the right lane. We are also on LinkedIn and X.
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Last reviewed: AUG 30, 2026