The Weekly Briefing
Every week: one insurance AI regulation story worth your full attention, then the latest NAIC, state, and federal developments in brief. Read past issues below, exactly as they went out.
12 issues SEP 30, 2026
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Earlier issues
Texas plans an AI analysis from exam data and surveys
A TDI memo lists an analysis of P&C insurers' AI use as an added action, with no survey date and no deadline but the session.
Who may sell you an AI audit is now California law
AB 1405 defines a covered AI audit, fixes its report contents, and sets the registry for 2029. Signed September 9 with SB 813.
Texas named a target variable your rating model may not have
Texas Bulletin B-0007-26 calls price optimization unfairly discriminatory under two chapters June's AI bulletin also named.
The trade group asked for GLMs to come out. Version 5.0 gave the GLM a definition.
The August 31 packet holds ACLI's July 21 request to exclude GLMs from the exhibits and the draft that files them under machine learning. Comments close September 29.
Seven citations that do not exist, filed on State Farm's behalf
Seven citations in eight motions filed for State Farm do not exist, and the declaration filed afterward names the AI program and the cite check that was skipped.
The AI exam supplement now has an official record
The working group's summary of August 13 confirms the new name and the pilot, and says nothing about the September and October revision or the November adoption step.
Eleven letters against one clause
The NAIC's vendor framework drew eleven second-round letters, and they converge on the use-prohibition clause. Plus Allstate's in-house LLM and AI on the claimant side.
The NAIC's vendor framework went voluntary and kept its teeth
Registration went voluntary, but a vendor that will not produce its model file can still cost insurers the right to use it. Comments close August 5.
The NAIC's AI exam questions get a comment window
Surveys close Sept 30, Tool 5.0 is expected in a 30-day comment period in September, adoption consideration in November. What Exhibit A-D means for your file.
Six days to produce your AI inventory
Blumenthal and Hawley gave UnitedHealth, Humana, and CVS until July 28 to inventory their predictive tools. That document becomes everyone else's template.
NAIC's own systems just got breached
The body that collects your filings just disclosed unauthorized access. Here's what that means for your notification clock.