Disclaimer

No legal advice

InsureAI Wire is an independent publication, not a law firm. We do not give legal advice, and we do not act as anyone's attorney, advisor, or fiduciary. What we publish explains publicly available regulatory materials and points you to the documents behind them. Reading the site, subscribing to the newsletter, or writing to us does not make you a client, and nothing you send us is privileged or confidential. For advice on your own situation, consult a lawyer admitted in the relevant state who knows your facts.

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This area of law does not sit still. Statutes, NAIC models, state bulletins, examination standards, and enforcement positions differ from one state to the next, and a rule that looks settled today may be amended, delayed, or repealed tomorrow. Whether any of it reaches your company depends on your own facts and the states you operate in. Check every point against the current official document, and have counsel review it, before you rely on it. If our summary and the underlying source ever conflict, the source governs.

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Forward-looking statements

Some of what we publish concerns proposed rules, pending bills, expected effective dates, or where the regulation appears to be heading. That is our reading of things that may never happen, or may arrive in a different shape. Every piece is dated. Treat what it says as accurate only as of that date, and confirm the current state of the law before you act.

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