Model Data Documentation for NAIC Exhibit D
A playbook for insurers preparing NAIC Exhibit D responses: document the 25 data elements, show internal and third-party sources, and close the data gap before the exam.
AI Systems Evaluation Tool
The AI Systems Evaluation Tool, exhibit by exhibit: the instrument examiners use to check an AI governance program.
How AI Governance Works in Insurance →Guides & analysis
How Disparate Impact Shapes AI Pricing in Insurance
How proxy variables and outcome differences appear in insurance AI pricing, what testing can establish, and where state-specific procedures belong.
How Shadow AI Undermines NAIC Exhibit A
Shadow AI corrupts the counts reported in NAIC Exhibit A. What ungoverned AI use means for insurers, and a practical plan to close the gap.
What Regulators Test in AI Underwriting
How AI in underwriting works across P&C, life, and health lines, what the NAIC evaluation tool expects, and how to prove your models are fair and traceable.