What an AI Governance Framework Actually Looks Like for an Insurer
How a NIST or ISO-based AI governance framework maps onto an insurer's AIS Program, NAIC Exhibits A to D, and third-party AI.
AI Systems Evaluation Tool
The AI Systems Evaluation Tool, exhibit by exhibit: the instrument examiners use to check an AI governance program.
How AI Governance Works in Insurance →Guides & analysis
Model Data Documentation for NAIC Exhibit D
A playbook for insurers preparing NAIC Exhibit D responses: document the 25 data elements, show internal and third-party sources, and close the data gap before the exam.
How Disparate Impact Shapes AI Pricing in Insurance
How proxy variables and outcome differences appear in insurance AI pricing, what testing can establish, and where state-specific procedures belong.
How Shadow AI Undermines NAIC Exhibit A
Shadow AI corrupts the counts reported in NAIC Exhibit A. What ungoverned AI use means for insurers, and a practical plan to close the gap.
What Regulators Test in AI Underwriting
How AI in underwriting works across P&C, life, and health lines, what the NAIC evaluation tool expects, and how to prove your models are fair and traceable.
The NAIC AI Risk Evaluation Supplement, Exhibit by Exhibit
What each exhibit of the NAIC AI evaluation tool asks in version 5.0, the draft out for comment, and what changed from 4.0.