What an AI Governance Framework Actually Looks Like for an Insurer
How a NIST or ISO-based AI governance framework maps onto an insurer's AIS Program, NAIC Exhibits A to D, and third-party AI.
Standing up an AI governance program: owners, committees, risk tiering, and the records that prove it runs.
How AI Governance Works in Insurance →
How a NIST or ISO-based AI governance framework maps onto an insurer's AIS Program, NAIC Exhibits A to D, and third-party AI.
Texas asks insurers for no written AI program but expects a person to approve consequential AI decisions before they take effect.
How to run and document the NY DFS Circular Letter No. 7 unfair-discrimination tests: which test, who owns it, what to keep.
Five screening lines that turn an existing AI inventory into a defensible list of the high-risk systems NAIC Exhibit C asks about, and the record behind it.
Insurance AI governance roles as an ownership matrix: which function prepares each piece of NAIC evidence, which one signs it, and who answers for it in an exam.
The insurance AI exam documentation to have ready for a market conduct exam: an insurer-built readiness file of eight evidence categories, and how to record a gap.
What generative AI is, how it differs from the predictive models insurers already use, where it is being applied, and why regulators treat its risks differently.
Five questions that flag when the AI regulations for insurance companies may reach your business, and what to review before treating the answer as settled.
A practical guide to implementing an AI governance framework for NAIC Exhibit B, from AIS programs to vendor oversight and consumer evidence.
Producer services AI sits in NAIC Exhibit A. Learn how insurers use AI for lead scoring, producer onboarding, licensing, and product recommendations.
Insurance AI pilots often fail at scale because organizations focus on the model rather than outcomes, workflow integration, and oversight. A readiness checklist.
A plain-language map of AI governance in insurance: the regulatory stack, the program it expects, and where to go for rules, implementation, and evidence.
What the NAIC AI Model Bulletin is, how adoption works, what belongs in a written AIS Program, and which implementation guide to use next.