Texas Regulates Insurer AI Without Requiring a Single New Document
Texas asks insurers for no written AI program but expects a person to approve consequential AI decisions before they take effect.
Market conduct exams
The market conduct exam, where AI governance is enforced: what examiners request and how to have it producible.
How AI Governance Works in Insurance →Guides & analysis
What to Keep in an Insurance AI Decision Evidence Pack
Insurance AI decision documentation for reconstructing one underwriting or claims outcome, including human review, notice, appeal, and model version.
AI Governance Documents to Prepare for a Market Conduct Exam
The insurance AI exam documentation to have ready for a market conduct exam: an insurer-built readiness file of eight evidence categories, and how to record a gap.
Market Conduct Examinations, Explained
A market conduct exam is how state regulators inspect how insurers treat consumers: what triggers one, what examiners ask for, and how it differs from a financial exam.
How AI Governance Works in Insurance
A plain-language map of AI governance in insurance: the regulatory stack, the program it expects, and where to go for rules, implementation, and evidence.